BPI ATM Withdrawal Limit

by Gil on March 29, 2013

Most people don’t know the withdrawal limit of their bank. If you are a BPI customer, you must know the withdrawal limit of BPI to avoid inconvenience in the future.

BPI sets a withdrawal limit for each kind of account in order to protect their customers from lost of their money due to fraud and robbery. I think this is a good feature and has more advantages in your part as a client.

On the other hand, the bank also benefits to this feature so they can control the withdrawal of money each day. If you are withdrawing money using your BPI ATM, below you can see the daily limit, the maximum withdrawal per day and the number of withdrawals you can make each day.

Daily Withdrawal Limit of BPI Express Teller ATM

1. Regular Peso Accounts – BPI Express Teller ATM = PHP 20,000

2. Maxi One Accounts = PHP 50,000

3. Dollar Account = US$ 500

Minimum Withdrawal Amount

Below you can see the minimum withdrawal amount per transaction in Express Teller ATM.

1. BPI and BPI Direct Accounts = PHP 500

2. BPI Family Savings Bank Accounts = PHP 200

3. Maximum number of ATM withdrawals per day = 6

 

Final Notes

Some people have experiences that they cannot withdraw the full daily limit in one withdrawal. Maybe you can withdraw half at first and then another half on the second try.

Make sure to remember these information about the withdrawal limit of BPI Express Teller ATM. If you find this article, please share it to your friends via Facebook. Thanks!

{ 7 comments… read them below or add one }

Pierre Marcel Vallon September 8, 2014 at 11:25 am

I am a Swiss national living in the Philippines who often makes cash withdraws at BPI ATM’s with my Maestro cards of two Swiss banks. Since a few days ago, I had the bad surprise that I can no more withdraw the maximum possible amount of PHP 20’000, and also not PHP 10’000 like before for several years, but that now withdraws seem to be limited to maximum PHP 4’000. What shocked me is the notification on the receipts of refused withdraws of PHP 20’000, 10’000 and 5’000 saying “Available balance amount more than limit for off-US card 161”. Despite the fact that I have several hundred thousands pesos in the Swiss currency on my Swiss accounts, I don’t quite understand the meaning of this notification. What I would like to know from BPI is if it’s a new regulation that withdraws with foreign non-US cards are now really limited to PHP 4’000 per withdraw, which aside from discrimination of non US foreign card holders would mean that we have to pay 5 times 200 pesos fees to withdraw PHP 20’000 instead of 1 time? Why does BPI treat foreigners who spend plenty of money in the Philippines in such a degrading way? And does this new restriction apply to all Philippine banks? My inquiry at one of my 2 Swiss banks resulted that it’s not the Swiss banks imposing such a restriction for withdraws from Swiss bank accounts on ATM’s abroad. Therefore I need an explanation from the Philippine banking side.

Reply

Gil September 11, 2014 at 5:18 am

Pierre, just go directly to a BPI branch near your place to enlighten you about your queries.

Reply

Bas Bubberman October 15, 2014 at 1:22 am

Pierre,

I have the same problem, only I’m Dutch.
I just switched to other banks like BDO, Metro Bank or PS bank.
They all serve Meastro with a daily limit of 10,000 peso.
It’s a BPI nation wide situation, tested at bpi branches in Kalibo, Roxas and Iloilo.

Bas

Reply

Pierre Marcel Vallon September 8, 2014 at 11:33 am

I am a Swiss national living in the Philippines who often makes cash withdraws at BPI ATM’s with my Maestro cards of two Swiss banks. Since a few days ago, I had the bad surprise that I can no more withdraw the maximum possible amount of PHP 20’000, and also not PHP 10’000 like before for several years, but that now withdraws seem to be limited to maximum PHP 4’000. What shocked me is the notification on the receipts of refused withdraws of PHP 20’000, 10’000 and 5’000 saying “Available balance amount more than limit for off-US card 161?. Despite the fact that I have several hundred thousands pesos in the Swiss currency on my Swiss accounts, I don’t quite understand the meaning of this notification. What I would like to know from BPI is if it’s a new regulation that withdraws with foreign non-US cards are now really limited to PHP 4’000 per withdraw, which aside from discrimination of non US foreign card holders would mean that we have to pay 5 times 200 pesos fees to withdraw PHP 20’000 instead of 1 time? Why does BPI treat foreigners who spend plenty of money in the Philippines in such a degrading way? And does this new restriction apply to all Philippine banks? My inquiry at one of my 2 Swiss banks resulted that it’s not the Swiss banks imposing such a restriction for withdraws from Swiss bank accounts on ATM’s abroad. Therefore I need an explanation from the Philippine banking side.

Reply

Gil September 10, 2014 at 2:33 am

Pierre, just go to any BPI branch near your place to inquire about your situation, it is easier to know your queries there.

Reply

Gary Lawrence March 3, 2015 at 5:38 am

Pierre Marcel Vallon If you found out more since your first post on Sept 2014 please enlighten me. We have been in Philippines for more than 2 weeks now and have the same problem as you. We are from Canada and bank at the Bank of Montreal also known as BMO. Our ATM card is Maestro and Cirrus. Last year we could get 10,000 PHP at BPI and BDO banks in the Philippines. Now BPI has a limt of 4,000 PHP. Quite a shock! We had previously withdrawn 10,000 from the BDO bank in Tagbilaran Bohol, Philippines so when we arrived in Boracay and found the limit of 4000 php at BPI we were infuriated! To add insult to injury our friends, also from Canada were able to access 10,000 PHP from their card which is with the RBC Royal Bank of Canada. The difference is that their card is affiliated with the PLUS network. There are also Allied Bank ATMs here but they never seem to work for us. Is BPI is the only game in town (Boracay) Do we need a new place to spend money? I think maybe. I just found out BDO has a bank on the main road near Crown Regency, we will see if that works!

Reply

Marie October 22, 2015 at 12:14 am

Hi Gary and Pierre, I believe bpi’s single withrawal transaction limit is 10,000 But their atm dispenses a max of 40 bills only, so if the atm has no 500 or 1000 bills, only 100 bills, then your withrawal per transaction would be 4000.00 only. Was this also the case on your experiences?

Reply

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