How to Apply a BDO Debit Card

by Gil on March 21, 2012

A debit card is much like the same as a credit card. It is also rectangular in shape with the name of the cardholder embedded on the card and the company who issued the card.

It is also one of the popular banking products that most of the customers are applying for, together with credit cards and deposit accounts. A debit card works almost the same as a credit card, the only difference is that when you use a debit card, you don’t incur debt. On the other hand, if you use a credit card, you are getting debt every time you use it for payment of your purchases.

Features of BDO ATM Debit Card

There are many benefits that you can get from owning a debit card. Just what I said before, it is similar in principle with credit card. You can use it for a hassle-free cashless payment and quickly access your cash in just one card.

The BDO ATM debit card can also be used to withdraw cash from any BDO bank, Expressnet, MegaLink and BancNet ATMs nationwide and through MasterCard/Cirrus and Visa/Plus ATMs worldwide (for MasterCard and VISA ATM Debit Card). In addition, you may also use it to pay without cash for purchases of goods and services at partner establishments locally and abroad for Visa and Master debit Card.

Another good feature of this debit card is that you can access your account online to view your balance, check the result of your money transfer and bills payment, buy prepaid loads at any BDO electronic channels and a lot more that you can imagine.

BDO ATM debit card

The maximum amount of money that you can withdraw per day is P50,000 or 5 times per day whichever comes first. Furthermore, the maximum amount you can withdraw per transaction is P25,000 and the minimum is P200.

For transactions using point of sale system, the PIN-based transaction per day is P100,000 while the signature-based transaction has a maximum amount of P25,000 for Visa and Master Card.

How to Apply for BDO Debit Card

The application for BDO ATM debit card can be done by visiting a branch nearest your area or by applying online through their website. You may go to to https://www.mybdo.com.ph to start the online application for your debit card. Make sure to furnish all requirements before beginning your application.

A debit card can be a good replacement for credit card especially when you don’t want to use cash during shopping. You can easily apply for it because you don’t need to have a good credit score and lot of money.

 

{ 10 comments… read them below or add one }

Mar December 20, 2012 at 12:04 pm

Hi Gil,
I have BDO Debit card with mastercard logo, my question is – can i use it for shopping online?

Reply

Gil January 5, 2013 at 7:40 am

Hi Mar,

I’m not sure because normally when you shop online, most websites look for credit card not debit card. I’m just guessing you can use it since it has MasterCard logo. Why not try to use it and inform me if you can use it?

Reply

Fedelis February 15, 2013 at 3:14 am

Hi what are the requirements and how much is the initial deposit?Kindly reply many thanks. I need it ASAP for my pay pal.

Reply

Gil February 16, 2013 at 6:22 am

Hi Fedelis,

I checked BDO website but they don’t have enough info about the initial deposit, the common requirements will be a valid ID and 1×1 picture.

Reply

Justine February 16, 2013 at 7:51 am

Hi,

I don’t have a bank account yet. Can I still get a debit card? What is the minimum balance requirenent and how ofteb should I deposit?

Reply

Gil February 25, 2013 at 12:49 pm

BDO website doesn’t give any minimum balance, if you get info, could you let me know so that I can add here. Thanks.

Reply

Coleen February 16, 2013 at 11:08 am

Hi Gil! I like the purpose of this blog but I think it cannot sustain all the information needed by curious first-time BDO client like me. I wanted to know more about how much is the initial payment, the processing fee.. etc (just to name one of the basic infos) and how I can link it to paypal since it has a mastercard logo.

Reply

Gil February 25, 2013 at 12:46 pm

Hi Coleen,

You’re right, this blog needs more inputs and articles, no blogs are perfect. ANyway, I would suggest you apply for Unionbank EON card if you want to apply for PayPal.

Reply

Koy August 22, 2013 at 3:53 pm

To know all the answer to your question just go on dis link http://www.workingpinoy.com/2011/01/bdo-deposit-accounts-baka-maubos-imbes-na-lumago/comment-page-2/#comment-308966 masasagot nya lahat ng tanong nyo specially related to dis topic halos lahat ng mga bdo related concern nasasagot nya special sa mga first time bdo client or planning palang mag open ng account sa bdo.

Reply

Marielle October 23, 2013 at 5:42 am

I have a BDO DEBIT CARD card but has no mastercard or visa card pic on the card… can I swipe it when shopping?

Reply

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