Phishing is an act of stealing an individual’s financial information through the use of emails sent to the victim. Normally, it appears just like a normal email from the financial institution asking the victim to click a link and log in to his or her bank or other financial account.
The target of phishing is commonly the bank account owners who are using online banking. The strategy of these online criminals is to send an email to their prospective victim calling for an emergency that urgently needs to be done. They will attach a link in the email that will direct to an unknown site which is exactly the same as the online banking webpage of your bank.
In order to avoid becoming a victim of phishing, here are some tips you should consider.
1. Make sure that the online banking website you log in is the genuine one. You can do this by saving or bookmarking the URL on your web browser.
You may also type directly to the URL space if you remember the website of your bank. Keep in mind that almost all log in page of online banking has a https:// address.
It is a sign of a secure site so make sure to look for it every time you use your online banking.
2. If you receive an email that you suspected coming from an unknown source, don’t click any links on it. All of the banks will not ask any confidential information from you.
When your bank send an email to you asking for some information, it will always state your name not a general greetings like “Dear Customer”. But normally, majority of banks don not send emails to their customer asking for confidential information.
3. Don’t trust any emails coming from unknown sender. If you want to verify any account problems, you can call directly to your bank to know the truth. It is better to be skeptical when it comes to giving personal information.
4. Always turn on the spam filtering of your email. It will help to remove any emails that looks suspicious. GMail has this feature for preventing spams going to your inbox.
5. Don’t bite the bait. Once you learned that it is suspicious, don’t click any links from the phishing email so you will not be tempted or worried about your account.
Make your due diligence in responding in any emails sent to you by unknown person. Always verify the email if it really came from the financial institution you are dealing with.
Do you know any measures on how to prevent phishing?