{ 13 comments… read them below or add one }

WOOHOO March 18, 2013 at 4:49 am

I have a Chinabank Passbook account. So, am I just gonna withdraw the whole money (which is only P1,000. lol)? It hasn’t been 90 days since opening my account and they have this rule that if you close your account before 90 days (90 days after opening the account), you’ll have to pay 200….

What am I gonna do? O_O


Gil March 20, 2013 at 1:02 pm

Is this true that you will pay P200 if you close an account? Because it is your money, not the bank.


WOOHOO April 25, 2013 at 7:05 am

I read the rules and it states that if you close your account in less than 90 days (from the day of opening of the account), you’ll have to pay the fine of P200. But if it’s already more than 90 days, you won’t have to pay anything.

I just followed your tip and withdrew all my money instead :p


Eric January 11, 2014 at 5:14 am

I’m planning to close my BDO Account cause it’s not convenient for me to go to the bank most of the time and its been a year since I last deposited money to it but I’m afraid it will be a long process and would cost me much. Thanks to this article, I feel relieved. Anyway, just one question, do I need to withdraw everything up to the lowest single centavo? My account already earned a very small interest and it would not be possible to withdraw everything since I only have an ATM account. I’m just afraid that it wouldn’t be considered close and would incur charges since it’s balance is below the maintaining. Or am I just paranoid?


Gerald T Resuena January 28, 2014 at 9:45 am

I would like to close my account because base from from experience that some BDO employers specifically TELLERS do such thing that is so prohibited like for example She always sneaking on my savings monthly without my permission, its a invasion of privacy and I dont feel safe anymore. Thank you so much!


Fio salva April 20, 2014 at 10:12 am

What about checking account?how do I close it? Any help pls


krizna June 27, 2014 at 7:13 pm

Hi i get all my money last year and still have a little bit left behind I think just about 300 peso
And I want to put more money in it so I don’t need to open a new account
Is it possible to do that thanks.


carlo August 29, 2014 at 10:44 am

Hi how about if what I have is a Passbook with ATM account? Do I still need to go to the bank?


Rodelyn dela cruz October 21, 2015 at 9:52 am

Can I open two saving account?


Claudine September 6, 2016 at 8:19 am

Thanks! Big help! 🙂


annette beni February 22, 2017 at 8:26 am

what if i havent maintained the amount and its been 25 days already? is it close already?


Gil March 15, 2017 at 8:26 am

Check it by going to ATM.


Irene June 30, 2017 at 9:01 am

Why Tellers always told me if I’m going to closed my account I need to go to the branch where I open it? -____-” Is it possible to closed it at any branch?


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