What is IBAN of Philippine Banks?

by Gil on February 11, 2013

IBANDo you know what is IBAN or International Bank Account Number of Philippine banks like BDO, BPI, Metrobank, or RCBC? In this article, I hope you’ll find the answer.

As an OFW, you are regularly sending money to the Philippines to support your family in their financial needs. Most people send money through banks while others send their remittances via Western Union and other money transfer companies.

Remittance fees are not cheap, actually it is expensive specially if you send money via money transfer agency. It is the reason why I choose to send money through bank transfer, it costs less than Western Union.

However, you should have a bank account in the Philippines which will be the receiving account of the money that you will send. The only thing you need to do is visit a bank in your area where you are currently working and fill out a remittance form.

In that form, you must know the bank account number and name of the Philippine bank where you’ll send the money, its address and SWIFT code. For SWIFT codes of Philippine banks, click this link to learn more. How about IBAN?

IBAN of Philippine Banks

International Bank Account Number or IBAN is an identifier commonly used by European banks to lessen the risk of transmitting transcription errors when transferring money from one bank to another bank. Philippine banks have no IBAN because it is not a European bank, instead Philippine banks use SWIFT code. SWIFT means Society for Worldwide Interbank Financial Telecommunication.

About the Author:

GilGil Tenorio is a blogger, a husband, a father, and an active Christian. He likes playing guitar, C.S. Lewis, Plants and Zombies and NBA. Follow him at Facebook, Google+, YouTube and Twitter. Thanks!

{ 25 comments… read them below or add one }

Leonardo Jalandoni February 10, 2014 at 2:34 am

Dear Mr. Tenorio,

I like to ask assistance how to know the swift code of the account of my wife. She have an account ni landbank of the Phillippines.

Thank you and regards


Maryan June 4, 2016 at 1:16 am

Good day
May i know the IBAN no.of RCBC sta.mesa branch philippine

Thank you,


Anonymous January 8, 2017 at 5:22 am

https://www.theswiftcodes.com/philippines/ click on the link to find the answer.


luie April 26, 2014 at 2:15 pm

Hi ask ko lang po,nagsend kasi yung bf ko from germany through bank to bank online.. he just asking lang po for the name of the bank and the swift code, the name of the card holder, my adress and the adress also of the bank which is naibigay ko is same as my adress.. hindi po ba magiging sagabal yun? at saka hindi po nya hiningi yung account number ko? tingin nyo po papasok po kaya yun sa account ko kahit na ndi nya hiningi yung account number ng banko ko? salamat..


John reyes April 11, 2016 at 12:01 pm

Hihingi mo na yung atm card number nya at saka name nya. Tapos message mo dito para malaman natin.


Jerry Anette Rutledge July 18, 2014 at 6:41 am

Hi MBTC team,

Good day, I would like to know my IBAN no. and my branch is at Fuente Osmena Cebu. Hope you can help me.

Many Thanks

J Rutledge


Xerxes f. Batralo August 18, 2014 at 2:09 pm

Sir, i would like to make an inquiry if you have data regarding the ff:

Inter correspondent name of banks in the philippines,
And inter correspondent bank swift #?
and the iban # is also required before my payment method for remittance be approved.

i was asked by the payment method of the needed data above, and i wasnt able to fill the infos.

To note the inter correspondent bank swift # is different from the bank swift code.


Gil August 21, 2014 at 1:23 pm
Christopher August 23, 2014 at 5:48 pm

Hi Good Morning i just want to ask?
One of my friend from Germany is sending me money and he is asking me The
IBAN-which is International BAnk Account Number
and he said it contains 15 digits??
what should i put there ???

please help thanks..


Bart November 18, 2014 at 8:53 pm

Hi Gil
Paano ako makakakuha ng IBAN code mula sa bank account number? Kailangan kong trumansfer ng pera sa Pilipinas.
Salamat poh sa iyo.

Regards buhat sa Netherlands


Gil November 27, 2014 at 11:47 am

I know there’s no IBAN for Philippine Banks because IBAN is only for European banks. Only SWIFT code for Phil banks


James January 19, 2015 at 3:47 pm

I can tell the person who wrote this article isn’t a banker. First of all, European banks are not the only banks with IBAN numbers. There are many Asian banks that participate in the IBAN network, as there are European banks that operate on the swift network. Each bank has either an IBAN or SWIFT code. These codes are identifiers in the network, which operate on a secure channel for wire and message transferring. Essentially, that code allows the money to arrive at your banks financial center, and not some other bank. Your bank then looks for your account number and deposits the funds.

So you need two things to make an international wire transfer. 1) IBAN or SWIFT so one bank can transfer securely to another bank, and 2) Account number, name etc so your bank can identify what account to deposit the money into.


Gil January 23, 2015 at 10:47 am

So what now is the IBAN of Philippine banks like BPI, BDO or Metrobank?


Dan March 24, 2017 at 11:38 pm

Banks usually have both IBAN and SWIFT.
They are independent ID numbers , IBAN being a combination of both the SWIFT code and account number and branch number. The SWIFT itself is a code which identified the bank and sometimes more specifically the branch too. The last three digits often are xxx if they don’t identify specific branches.


Rolando Rubina April 26, 2016 at 9:09 am

Pls advise IBAN no. for RCBC – Philippines laguna



Lynette May 27, 2016 at 1:28 am

Ano po ang swift code dto pinas.. plz reply


GERIE DYAN June 28, 2016 at 7:57 am

hi pwdpo pa help anu po b ung IBAN CODE DITO po sa branch ng malacanang….pls help po


GERIE DYAN June 28, 2016 at 8:06 am



Rosario macapagal July 1, 2016 at 5:24 pm

Can I know my iban number because they need it here in Saudi to transfer money.


Christine Alfon August 11, 2016 at 8:41 am

hi po good afternoon po. ask lang po namin kung ano po ang IBAN ACCOUNT NUMBER po dito sa Pilipinas kasi po magsesend po ng pera yung bf ko from Australia hndi po sya mkapagpdala kc po wala pong IBAN acconut number .. hndi po kc namin alam kung ano po ang IBAN account num. po dito .. ask lang po namin ..


Gil August 13, 2016 at 6:02 am

For Phil banks, SWIFT code is needed not IBAN as far as I know.


Felix October 6, 2016 at 8:38 am

What is the IBAN here in RCBC Binan Laguna branch?


Gil October 8, 2016 at 1:52 pm

For Phil banks, SWIFT code is needed not IBAN as far as I know.


Mark April 14, 2017 at 9:09 am

Sir, how can I apply IBAN here in Digos City?


norberta paterez June 22, 2017 at 3:09 pm

Hi i have an account in bdo….and my friend is sending me from barrain but….the teller ask the ibn number


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